At the moment, New Beginnings Physical Therapy does not accept insurance. We would be considered Out-Of-Network in insurance terms. Out-of-network means we have not signed a contract with any insurance company, agreeing to their terms and limitations. This allows us to provide any treatment we feel is medically necessary without being influenced by contracts that determine which tools, treatments, or techniques will be covered. Patients are able to know the cost of their healthcare up front, without any unexpected expenses being added. The collection of co-pays and deductibles at clinics that are in-network very quickly add up with scheduling frequencies of often 2-3 times a week, as well as additional costs for services not covered. Many in-network providers rely on contractual agreements for scheduling and treatment lengths; they need to carry a high patient load to be able to make a profit with lower insurance reimbursement rates. These factors often lead to more frequent, shorter sessions. With one-on-one treatment sessions of 60 minutes, more can successfully be accomplished in fewer treatments, often saving you money.